ࡱ> \^[a +bjbj[[ 4b9bE\9bE\#+8T&03555555v!d55JX33ē~(R`0!M2!!55!> L: FIVE RIVERS CARPENTERS DISTRICT COUNCIL HEALTH & WEFLARE FUND C/O EASTERN IOWA FRINGE BENEFIT FUNDS, INC 1831 16TH AVENUE SW CEDAR RAPIDS IA 52404 319-366-3623 1-800-847-0113 FAX: 319-362-7272 SUMMARY OF MATERIAL MODIFICATIONS Effective July 1, 2016, the Five Rivers Carpenters District Council Health and Welfare Plan is amended to increase the amount of contribution credit required to be accumulated in the Participants accumulated DB and HRA accounts for eligibility from $2,725 to $3,030. The specific provisions of your Summary Plan Description that reference this rate are under the Plan heading ELIGIBILITY, FUNDING, ENROLLMENT AND TERMINATION PROVISIONS starting on page 7, amended as follows to change the contribution credit rate throughout: The Initial Eligibility for Participants Working Under a Collective Bargaining Agreement section on page 8 of the Summary Plan Description shall be deleted in its entirety and replaced with the following: 1. Initial Eligibility for Participants Working Under a Collective Bargaining Agreement Once a Participant has accumulated $3,030 in the sum of the DB and the HRA accounts within 12 consecutive months in covered employment under a Local Union Contract to which contributing employers are signatory, the Participant will gain initial eligibility into the Health & Welfare plan. Benefit coverage will begin the first of the month following the month the $3,030 of contribution was received at the Fund Office. The following is an example: Month AThe Following Month BThe Following Month CYou meet your $3,030 dollar eligibility requirementThe Contractor reports your contributions worked for prior Month A to THIRD-PARTY ADMINISTRATORThe Third-Party Administrator then sends Notice of eligibility beginning the first of the Month C So, for example, if you reached $3,030 in January, your coverage begins March 1st. The Employees eligibility after the first quarter of eligibility will be determined under the provisions for Continuation of Eligibility. For initial eligibility, the Participant's accumulated DB and HRA accounts in the initial eligibility quarter will be charged at the rate of $1,010 per month for the number of months remaining in the initial quarter in which the Participant attained eligibility. For example, the Participant who attained their $3,030th work contribution in January would be eligible for benefits March 1st. March is the third month of the first coverage quarter (see coverage quarters following). Since only one month (March) remains in the coverage month quarter, the Participant's accumulated DB and HRA accounts would be deducted on the 1st of March in the amount of $1,010. The Continuation of Eligibility section on page 8 of the Summary Plan Description shall be deleted in its entirety and replaced with the following: 2. Continuation of Eligibility Once a Participant becomes eligible, he/she will continue to be covered under the Plan of Benefits for a coverage quarter. Eligibility will continue for subsequent coverage quarters, unless there is a terminating event, as long as the Participant has $3,030 of contribution credit in his/her accumulated DB and HRA accounts at the beginning of such period. A Coverage Quarter is defined according to the following schedule: Contribution Quarters Benefit QuartersWork Performed DuringDetermines Eligibility forSeptember, October, NovemberJanuary, February, MarchDecember, January, FebruaryApril, May, JuneMarch, April, MayJuly, August, SeptemberJune, July, AugustOctober, November, December The CONTINUATION OF ELIGIBILITY WITHOUT EMPLOYER CONTRIBUTIONS section on page 9 of the Summary Plan Description shall be deleted in its entirety and replaced with the following: Continuation of Eligibility without Employer Contributions Participants will continue to be covered by the Plan of Benefits so long as a Participant has dollars accumulated in their DB and HRA accounts sufficient to continue their coverage. Participant's coverage shall be terminated at the end of the coverage quarter when the Participant's account is reduced to zero. Participant's accounts will be reduced to zero when: 1. The Participant stops working for contributing employers when such work is otherwise available; or, 2. A Participant is promoted by an employer to an employment category not covered by the Collective Bargaining Agreement in effect between the employer and the union at the time of such promotion; or, 3. Participant's accounts are less than $3,030 at the beginning of an eligibility quarter, due to unemployment and Participant does not make up the difference in self-contribution for the quarter. 4. A Participant goes to work for an Employer in the Carpentry industry who is not signatory to a Collective Bargaining Agreement with a Local Carpenters Union. The REINSTATEMENT section on page 9 of the Summary Plan Description shall be deleted in its entirety and replaced with the following: Reinstatement If a Participant's coverage ceases because of insufficient hours, the Participant may qualify for coverage at the beginning of a coverage quarter once the Participant has at least $3,030 accumulated in the Participant's accumulated DB and HRA accounts, within a 12 consecutive month period. If a Participant's coverage ceases because the Participant stopped working for a covered Employer, when work was available, or the Participant was promoted to a category not covered by a Collective Bargaining Agreement, the Participant will be required to satisfy the initial eligibility requirements. Those Participants promoted to a category not covered by the Collective Bargaining Agreement may within 30 days of such promotion request their DB and HRA accounts be frozen for 12 months from the month commencing after they were promoted and if they return to the Bargaining Unit within the 12 month period they should have, upon their request in writing to the Third-Party Administrator within 30 days of their return to the Bargaining Unit, their accounts unfrozen. The RETURN TO JURISDICTION (REINSTATEMENT OF ELIGIBILITY) section on page 10 of the Summary Plan Description shall be deleted in its entirety and replaced with the following: Return to Jurisdiction (Reinstatement of Eligibility) When an Employee returns to covered employment in the signatory Local Union's jurisdiction, their eligibility will be reinstated in this Plan on the date they first perform covered employment for an Employer required to contribute to this Fund, provided: 1. The Employee filed the required written request and terminated their prior eligibility according to the procedure described in paragraph (3) above; and 2. The Employee returns to covered employment in a signatory Local Union's jurisdiction within twelve (12) calendar months of their eligibility being terminated; and 3. The Employee has at least $3,030 of Employer contributions made to the Fund on their behalf for work performed during the three (3) calendar months immediately prior to the month in which they left the signatory Local Union's jurisdiction and termination occurred. If the Employee failed to file the required written request, the Employee must satisfy the remaining reinstatement requirements within six (6) months after their eligibility terminates. If the Employee fails to meet these requirements or if they meet the requirements but return more than twelve (12) months after their eligibility terminates, then the Employee must meet the requirements under "Initial Eligibility" in these Rules to reinstate eligibility. The TERMINATION OF ELIGIBILITY FOR EMPLOYEES AND THEIR DEPENDENTS WHEN ENTERING MILITARY SERVICE section on page 11 of the Summary Plan Description shall be deleted in its entirety and replaced with the following: Termination of Eligibility for Employees and Their Dependents when Entering Military Service An Employee's or Dependent's eligibility ceases on the date he or she is inducted into the Armed Forces of the United States. An Employee's DB and HRA accounts, if any, will be kept on the records of the Fund, provided the Employee notifies the Third-Party Administrator's Office in writing that they are entering the Armed Forces of the United States. Such accumulated eligibility will be made available to the Employee upon discharge and return to work for a contributing Employer. If covered employment is available and the Participant is physically fit, they must return to work for a contributing Employer within ninety (90) days after a discharge to retain their rights to their eligibility. The Employees eligibility and that of their Dependents, if any, is then reinstated on the day they return to work for a contributing Employer. If they fail to return to work for a contributing Employer within ninety (90) days from the date they are discharged, the Employee must again satisfy the Initial Eligibility requirements of these Rules. The Employee's accumulated accounts will be adjusted on a $1,010 per month basis to reflect the above the same as if it were initial eligibility.      PAGE \* MERGEFORMAT 1  M O + J R W a ͼ͝~l~^~PhktCJOJQJ^JaJh;lCJOJQJ^JaJ#h,$h5CJOJQJ^JaJh,$CJOJQJ^JaJ h,$h w?CJOJQJ^JaJ h,$hzCJOJQJ^JaJhcCJOJQJ^JaJ h,$hCJOJQJ^JaJ h,$h% CJOJQJ^JaJhkt5CJOJQJ^JaJ#h,$h% 5CJOJQJ^JaJ>i} ! " $  h8p@ d`a$gd&$  h8p@ >d1$7$8$H$]>a$gd $da$gd% $da$gd%  > H R b d ´nZnK8$hhCJOJPJQJ^JaJh;l6CJOJQJ^JaJ&h,$h w?6>*CJOJQJ^JaJ&h,$h6>*CJOJQJ^JaJ#h,$h6CJOJQJ^JaJ#h,$h w?6CJOJQJ^JaJh,$CJOJQJ^JaJhCJOJQJ^JaJ h,$hCJOJQJ^JaJ h,$h w?CJOJQJ^JaJhcCJOJQJ^JaJhCJOJQJ^JaJ ! " F K +07<egj.3ձձ՚rձ՚aKձձ*hhCJH*OJPJQJ]^JaJ!hcCJOJPJQJ]^JaJ'hh5CJOJPJQJ^JaJ'hhCJOJPJQJ\^JaJ-hh5;CJOJPJQJ\^JaJhcCJOJPJQJ^JaJ'hhCJOJPJQJ]^JaJ$hhCJOJPJQJ^JaJ-hh5>*CJOJPJQJ\^JaJ" !$  h8p@ d$Ifa$gd$  h8p@ da$gd $  h8p@ d^a$gdQI+  h8p@ d$Ifgdckd$$IflF! _#Q> }  t06    44 la<pytINQN4  h8p@ dgdkd$$IflF! _#Q> } t06    44 la<ytIN  h8p@ d$Ifgdij()Itt&$  h8p@ d1$7$8$H$]a$gd $da$gd w?*$  h8p@ d1$7$8$H$]^a$gd,$  h8p@ d1$7$8$@&H$]^a$gd35y{ik(),-ظإp\H2*hh5CJOJPJQJ\^JaJ'hhCJOJPJQJ\^JaJ'h,$h w?CJOJPJQJ\^JaJh;l6CJOJQJ^JaJ&h,$h w?6>*CJOJQJ^JaJ#h,$h w?6CJOJQJ^JaJ$h,$hCJOJPJQJ^JaJh,$CJOJPJQJ^JaJhcCJOJPJQJ^JaJ$hhCJOJPJQJ^JaJ'hhCJH*OJPJQJ^JaJIJk!$  h8p@ d$Ifa$gd$$ h8p$ @ d1$7$8$H$a$gd($ h8p$ @ d1$7$8$H$^a$gd&$  h8p@ 8d1$7$8$H$]8a$gd -JGL#յycM>,#h,$h w?6CJOJQJ^JaJh,$6CJOJQJ^JaJ*hh5CJOJPJQJ\^JaJ*hh5;CJOJPJQJ^JaJ0hh56CJOJPJQJ\]^JaJ$hh,$CJOJPJQJ^JaJh,$CJOJPJQJ^JaJhCJOJPJQJ^JaJhcCJOJPJQJ^JaJ$hhCJOJPJQJ^JaJ-hh5>*CJOJPJQJ\^JaJ "#9F(  h8p@ d$Ifgdkd$$Ifl0 !x  t0644 la<pytIN!$  h8p@ d$Ifa$gd9TUrGkdU$$Ifl0 !x  t0644 la<pytIN  h8p@ d$Ifgdaa  h8p@ d$Ifgdkd$$Ifl0 !x t0644 la<ytINaa  h8p@ d$Ifgdkd$$Ifl0 !x t0644 la<ytINaa  h8p@ d$Ifgdkd=$$Ifl0 !x t0644 la<ytINXKKK> $da$gd% $da$gd w?&$  h8p@ [d1$7$8$H$][a$gdkd$$Ifl0 !x t0644 la<ytINVghڹzgWgE6h,$6CJOJQJ^JaJ#h,$h% 6CJOJQJ^JaJhcCJOJPJQJ^JaJ$hhCJOJPJQJ^JaJ*hh5;CJOJPJQJ^JaJ$h,$5;CJOJPJQJ^JaJ*h,$h5;CJOJPJQJ^JaJ#h,$h% 5CJOJQJ^JaJh;l6CJOJQJ^JaJ#h,$h w?6CJOJQJ^JaJ&h,$h w?56CJOJQJ^JaJuvrs$d@&a$gd $da$gd% .$  h8p@ [0d1$7$8$H$][^`0a$gd&$  h8p@ [d1$7$8$H$][a$gd $@&a$gd,$)4:;=ch  $ & ȹȧ~n~[~L8ڹ&h,$h w?56CJOJQJ^JaJh,$6CJOJQJ^JaJ$h,$hCJOJPJQJ^JaJhcCJOJPJQJ^JaJ$hhCJOJPJQJ^JaJ*hh5;CJOJPJQJ^JaJ#h,$h5CJOJQJ^JaJh;l6CJOJQJ^JaJ#h,$h6CJOJQJ^JaJ#h,$h w?6CJOJQJ^JaJ&h,$h56CJOJQJ^JaJ !!$$ h8p@ 4d1$7$8$H$a$gd$d@&a$gd $da$gd% &$  h8p@ [d1$7$8$H$][a$gd & !!!\"_"##$#%#*#+#$$ɳq]L6*hh6CJOJPJQJ]^JaJ!hcCJOJPJQJ]^JaJ'hhCJOJPJQJ]^JaJ*hh5CJOJPJQJ\^JaJ$hhCJOJPJQJ^JaJ0hh56CJOJPJQJ\]^JaJ*hh5;CJOJPJQJ^JaJ#h,$h w?5CJOJQJ^JaJ#h,$h6CJOJQJ^JaJ#h,$h w?6CJOJQJ^JaJ!]"^"##$$$$%%%& $da$gd,$ $da$gd% $$ h8p@ 4d1$7$8$H$a$gd,$ h8p@ 40d1$7$8$H$^`0a$gd $$$$%%%%A&R&S&T&&&'ҹҧo`Q;%*h,$h,$5;CJOJPJQJ^JaJ*h,$h,$5CJOJPJQJ\^JaJh;l6CJOJQJ^JaJh,$6CJOJQJ^JaJ&h,$h,$56CJOJQJ^JaJ#h,$h,$6CJOJQJ^JaJ#h,$h,$5CJOJQJ^JaJ#h,$h5CJOJQJ^JaJ0hh56CJOJPJQJ\]^JaJ$hhCJOJPJQJ^JaJ3 *hh56CJOJPJQJ\]^JaJ&&''''-+.++++++++++ dgd,$ $da$gd% ($ h8p@ d1$7$8$H$]a$gd,$ d@&gd,$($ h8p@ d1$7$8$H$]a$gd,$'i+n+++++++++++++++++++++ÿÿÿÿkgchINh,$4jh,$h,$CJOJQJU^JaJmHnHu%hJz-CJOJQJ^JaJmHnHu h,$h,$CJOJQJ^JaJ)jh,$h,$CJOJQJU^JaJhX|mjhX|mU#h% h,$5CJOJQJ^JaJhcCJOJPJQJ^JaJ$h,$h,$CJOJPJQJ^JaJ+++++++ $da$gd% $a$21h:p0j/ =!"#$% $$If<!vh#vQ#v> #v} :V l  t065Q5> 5} a<pytIN$$If<!vh#vQ#v> #v} :V l t065Q5> 5} a<ytIN$$If<!vh#v#vx:V l  t0655x/ a<pytIN$$If<!vh#v#vx:V l  t0655xa<pytIN$$If<!vh#v#vx:V l t0655xa<ytIN$$If<!vh#v#vx:V l t0655xa<ytIN$$If<!vh#v#vx:V l t0655xa<ytIN$$If<!vh#v#vx:V l t0655xa<ytIN s666666666vvvvvvvvv666666>6666666666666666666666666666666666666666666666666hH6666666666666666666666666666666666666666666666666666666666666666662 0@P`p2( 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p8XV~ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ OJPJQJ_HmH nH sH tH J`J 0jNormal dCJ_HaJmH sH tH DA D Default Paragraph FontRi@R 0 Table Normal4 l4a (k ( 0No List 44 ,$0Header  H$6/6 ,$0 Header CharCJaJ4 @4 ,$0Footer  H$6/!6 ,$0 Footer CharCJaJPK![Content_Types].xmlN0EH-J@%ǎǢ|ș$زULTB l,3;rØJB+$G]7O٭VvnB`2ǃ,!"E3p#9GQd; H xuv 0F[,F᚜K sO'3w #vfSVbsؠyX p5veuw 1z@ l,i!b I jZ2|9L$Z15xl.(zm${d:\@'23œln$^-@^i?D&|#td!6lġB"&63yy@t!HjpU*yeXry3~{s:FXI O5Y[Y!}S˪.7bd|n]671. tn/w/+[t6}PsںsL. J;̊iN $AI)t2 Lmx:(}\-i*xQCJuWl'QyI@ھ m2DBAR4 w¢naQ`ԲɁ W=0#xBdT/.3-F>bYL%׭˓KK 6HhfPQ=h)GBms]_Ԡ'CZѨys v@c])h7Jهic?FS.NP$ e&\Ӏ+I "'%QÕ@c![paAV.9Hd<ӮHVX*%A{Yr Aբ pxSL9":3U5U NC(p%u@;[d`4)]t#9M4W=P5*f̰lk<_X-C wT%Ժ}B% Y,] A̠&oʰŨ; \lc`|,bUvPK! ѐ'theme/theme/_rels/themeManager.xml.relsM 0wooӺ&݈Э5 6?$Q ,.aic21h:qm@RN;d`o7gK(M&$R(.1r'JЊT8V"AȻHu}|$b{P8g/]QAsم(#L[PK-![Content_Types].xmlPK-!֧6 0_rels/.relsPK-!kytheme/theme/themeManager.xmlPK-!R%theme/theme/theme1.xmlPK-! ѐ' theme/theme/_rels/themeManager.xml.relsPK] #b ***- 3-& $'+ ')+-/" QI9!&++!"#$%&(*,.0 $&-!8@0(  B S  ?############+0###########3IIbdFK+07<. 3 J J G L gh:;ch$&%*RTg#g#i#n###### +,,IIbdFK+07<. 3 ( ( J J G L gh:;ch$&%*g#g#i#n### % Iz,$8-Jz-/0s<40x5 w?[GKMMLIN0j1 kX|m^d \c &ktn5[oFV;l##@#@UnknownG*Ax Times New Roman5Symbol3. *Cx Arial7.@CalibriA$BCambria Math"1hCGCGVl@Vl@!0##2qHP $P[GK2!xx  Lisa StevensJennifer GermaineOh+'0h  $ 0 <HPX`Lisa StevensNormalJennifer Germaine3Microsoft Office Word@Ik@, ͉@, ͉Vl՜.+,0 hp  Hewlett-Packard Company@#  Title  !"#$%&'()*+,-./013456789;<=>?@ABCDEFGHIJLMNOPQRTUVWXYZ]Root Entry F!~(_Data 21Table:!WordDocument4bSummaryInformation(KDocumentSummaryInformation8SCompObjr  F Microsoft Word 97-2003 Document MSWordDocWord.Document.89q